Your health and wellbeing

Loughborough University offers all employees the opportunity to join the Bupa Cash Plan 100 Scheme.

Health cash plans are designed to help you cover the costs of some routine healthcare expenses and offer cash back towards a variety of health and well-being benefits, including dental and optical fees.

What’s the difference between a cash plan and health insurance?

Health insurance covers the cost of surgical and non-surgical procedures when you need them, whereas a health cash plan offers cash back towards a range of health costs that you may pay for as a part of maintaining the health of you or your family.

With a lower level of cover than health insurance, a health cash plan could be a more affordable option for you to claim back some money against routine healthcare costs.

What cashback can you expect?

The benefits of a health cash plan are dependent on your weekly contribution level and are also set by BUPA themselves. The below examples give you an idea of what you could be entitled to via the plan:

• Up to 4 dependent children can now be covered on the family levels up to the age of 24
• Dependent children do not have to be living with the main member and will have their own benefits to use
• All benefits do not require GP referral
• Pre existing conditions are covered
• Members will receive immediate cover once they have been accepted as a member (52 week qualifying period for Maternity and adoption benefit please see membership guide for more details)
• Claims can now be submitted online

Bupa Anytime health line included for free.

Further information on the scheme, including types of cover and prices can be located on the  Bupa Cash plan link below.

If you have any questions or queries not covered on the website please contact our Reward and Benefits Team

If you wish to join the scheme, please email the Payroll Services Team. Please include the type and level of cover along with the name, date of birth and gender of any dependants to be included in the plan.

LU Wellbeing has been developed in partnership with mental health and wellbeing experts at UniWellbeing. The platform enables members of the Loughborough Family to take control of their health and wellbeing in their own hands to ultimately lead a healthy and happier lifestyle.

It follows a holistic approach using proven methods to positively influence your wellbeing, incorporating mindfulness and cognitive behavioural therapy (CBT) amongst many other techniques. By helping you to develop small habits over time, you’ll be making a beneficial change to your lifestyle.

The toolkit focuses on key themes such as staying active, keeping connected, reflecting, achieving challenges big or small, as well as helping those around you.

The digital platform takes into account the challenges university life can bring, supporting you with common obstacles such as staying productive, relationships, maintaining a work-life balance and money management. Some of the content has also been adapted specifically for staff or students.

The guidance provided is offered in the form of podcasts, written articles and external resources.

LU Wellbeing is free to download on any smart device and can be found on the App Store or Google Play.